Storm damage, floods, fires, mold remediation and other property damage can involve a lot undue stress on residential and commercial property owners. People often are overwhelmed with the amount of things that need to be taken care of. Mounds of paperwork, lost personal items, time away from work and the possibility of injury or death to your loved ones can leave you feeling helpless.
This is not a time to be dealing with amateurs, you need someone you can count on who will be looking out for your best interests. The decisions you make during this difficult time will be with you long after the last dumpster has been hauled away. That’s why you should be dealing with Insurance Damage Repair for all your South Florida insurance claim restoration needs.
At Insurance Damage Repair, we believe an informed customer is better equipped to deal with these situations, so we have outlined some of your rights and responsibilities in the event of an unforeseen incident.
- Your insurance policy is a contract between you and the insurance company.
- It entitles you to certain rights and imposes certain obligations.
Some of Your Rights and Obligations Under Your Policy Include:
- You have the right to take emergency steps to safeguard your property from further damage after a loss.
- You may be compensated for these emergency steps.
- You may be OBLIGATED to do so under the terms of your policy or the insurance company may not be liable for additional expense if you fail to provide such protection.
- Most residential and commercial insurance policies you may purchase entitle you to be compensated fair value of restoring your property to its pre-damaged state.
- You are NOT required to accept the lowest bidder for your restoration work and should insist on a fully licensed and insured professional.
- You are entitled to inquire your restoration company about references, licenses, insurance, credentials and professional training status in insurance repair.
This list is not meant to take the place of reading and understanding your insurance policy. It is for information purposes only and by no means is it a complete set of your rights and obligations. Please consult with your insurance company or attorney for legal advice.